🌾 Introduction
In 2025, the Indian government continues to roll out pro-farmer schemes to improve income, reduce crop risk, and promote sustainable agriculture. Whether you’re a small farmer or a large landholder, understanding these schemes can help you save money, secure your crops, and grow your farming business.
Here’s a list of the top government schemes for Indian farmers in 2025 that you should know and use.
✅ 1️⃣ PM-Kisan Samman Nidhi Yojana (PM-KISAN)
Benefit: ₹6,000 annual income support in 3 equal installments.
Eligibility: All small and marginal farmers with up to 2 hectares of land.
How to Apply: Visit pmkisan.gov.in or apply through your nearest CSC (Common Service Center).
✅ 2️⃣ Pradhan Mantri Fasal Bima Yojana (PMFBY)
Benefit: Insurance against crop failure due to natural calamities, pests, or diseases.
Coverage: Kharif, Rabi, and commercial crops.
Premium Rates: As low as 2% for Kharif and 1.5% for Rabi crops.
Apply via: Authorized banks, CSCs, or insurance company portals.
✅ 3️⃣ Kisan Credit Card (KCC) Scheme
Benefit: Short-term loans up to ₹3 lakh at 4% interest.
Coverage: Crop loans, dairy, poultry, and fisheries.
Validity: Up to 5 years.
Apply via: Any rural bank or cooperative bank.
✅ 4️⃣ Pradhan Mantri Krishi Sinchai Yojana (PMKSY)
Benefit: Subsidies for micro-irrigation systems like drip and sprinkler.
Goal: “Har Khet Ko Pani” – Every field gets water.
Apply via: Agriculture Department office or pmksy.gov.in
✅ 5️⃣ e-NAM – National Agriculture Market
Benefit: Farmers can sell produce online and get better market prices.
Coverage: 1,000+ regulated mandis across India.
Goal: Transparent pricing and wider access to markets.
✅ 6️⃣ Sub-Mission on Agricultural Mechanization (SMAM)
Benefit: 40–80% subsidy on farm equipment (tractors, harvesters, seeders).
Priority: Small and marginal farmers, SC/ST, and women farmers.
Apply via: agri department or direct at agrimachinery.nic.in
✅ 7️⃣ Soil Health Card Scheme
Benefit: Personalized soil test reports for better crop planning and fertilizer use.
Goal: Promote balanced nutrient management and reduce soil degradation.
✅ 8️⃣ Rashtriya Krishi Vikas Yojana (RKVY)
Benefit: Grants for innovation in agriculture – from storage units to start-ups.
Focus Areas: Infrastructure, horticulture, animal husbandry, and agri-entrepreneurship.
✅ 9️⃣ Atmanirbhar Bharat Krishi Infrastructure Fund
Benefit: Financial support for building storage, cold chains, logistics.
Loan Support: Up to ₹2 crore with interest subvention of 3% p.a. for 7 years.
✅ 🔟 PM Matsya Sampada Yojana (For Fish Farmers)
Benefit: Subsidy for fisheries, ponds, cold chains, transport, and marketing.
Eligibility: Inland and marine fishers, aqua-entrepreneurs.
📌 Quick Comparison Table
| Scheme Name | Key Benefit | Target Group |
|---|---|---|
| PM-KISAN | ₹6,000/year income support | Small farmers |
| PMFBY | Crop insurance with low premium | All farmers |
| KCC | Credit up to ₹3 lakh @ 4% interest | All farmers |
| PMKSY | Irrigation subsidy | Small & marginal |
| e-NAM | Online selling of crops | All farmers |
| SMAM | Farm machinery subsidy | Small/marginal |
| Soil Health Card | Soil testing reports | All farmers |
| RKVY | Agri-business grants | Entrepreneurs |
| Krishi Infra Fund | Loan for cold storage & logistics | FPOs, startups |
| PM Matsya Yojana | Support for fish farming | Fish farmers |
✅ Final Tips for Farmers in 2025
Register with your nearest agriculture office or CSC to stay updated.
Use online portals like PM-KISAN, PMFBY, and e-NAM to apply faster.
Join a Farmer Producer Organization (FPO) to access collective benefits.
Track scheme deadlines and documents required regularly.
📝 Conclusion
With climate change, rising costs, and unpredictable market prices, government schemes are a lifeline for Indian farmers in 2025. From financial aid to irrigation and insurance, these schemes are designed to make farming sustainable and profitable.
Make sure you apply for the schemes you’re eligible for and use government support to build a better future for your farm.